Can I still claim healthcare allowance over 2025 retroactively?

Yes, you can still claim healthcare allowance (zorgtoeslag) over 2025 retroactively, because an application is allowed until 1 September of the year after the calculation year. For 2025 that means a final date of 1 September 2026, as long as you meet the conditions. You can find more topics for individuals on our individuals hub.

Can I claim healthcare allowance retroactively?

Yes, you can claim healthcare allowance (zorgtoeslag) over a full year retroactively, even if you did not think about it during that year. The Belastingdienst then calculates back over the months in which you were entitled and pays the amount in one go. It is worth checking whether you missed anything over 2025, especially if your income that year was lower than expected.

Until when can I claim healthcare allowance over 2025?

The final date for healthcare allowance over 2025 is 1 September 2026, because you may apply until 1 September of the year after the calculation year. Do not wait too long, because after that date the right to the allowance (toeslag) over that year lapses for good. Put the deadline in your calendar and gather your details on time.

What conditions apply to healthcare allowance?

For healthcare allowance you must be 18 or older, have Dutch health insurance (Nederlandse zorgverzekering) and stay below the set income and asset limit. The exact income and asset limits change each year, so it is best to check those directly with the Belastingdienst and its benefits branch (toeslagen). If you meet all three points, there is a good chance you qualify.

How do I apply for healthcare allowance?

You apply for healthcare allowance through Mijn toeslagen on the Belastingdienst website, where you log in with your DigiD. You enter your expected annual income and the system calculates the amount you are entitled to. If you also file your tax return that year, see when you file your income tax return, so you arrange everything in one go.

What if my income turns out higher afterwards?

If your income turns out higher than you reported, the Belastingdienst can reclaim part of the healthcare allowance. Report changes in your income as soon as possible, so the amount stays correct and you avoid a large recovery later. A realistic estimate of your annual income prevents unpleasant surprises.

Source: Belastingdienst, belastingdienst.nl. Amounts, limits and dates are date-sensitive; check the current scheme before you decide.

Author: Mariusz Mojka.